Garden Financial Services offer the following services:
Garden Financial Services offer a full suite of services and products to suit your needs, including:
Garden Financial Services
is a family-owned and run business providing financial services & mortgage broking. Based in Caloundra, we service clients on the Sunshine Coast and Brisbane. At Garden Financial Services, we aim to assist you at any stage of your life with expert advice and guidance on how to create, protect, maximise and maintain your lifestyle.
Our experienced team is able to provide you with the initial solution and ongoing management of your finances with the objective of helping you achieve your financial goals, now and into the future.
Services we offer
At Garden Financial Services, we offer a full suite of services and products to suit your needs. Services include:
Retirement Planning
This really should be called a pre-retirement plan as in order for you to live the life you want in retirement, we need time to implement a range of strategies in your pre-retirement years. Have you dreamt about renovating the bathroom or kitchen, or travelling overseas? The sooner we get started planning for your retirement, the sooner you will be able to make those dreams a reality.
Savings Plans
It is never too early or late to start a savings plan. Whether you are Generation Y or a Baby Boomer we can help you with a budget to enable you to save for what matters to you.
Self Managed Superannuation Fund (SMSF)
Thinking about holding direct property with your superannuation funds? We can help you establish an SMSF and work with you to develop an investment strategy that is right for you. We can also help with the ongoing management of your investments and assist the administrator of your fund where needed.
Superannuation Plans
Superannuation is an important part of a retirement plan so, for those who need assistance in managing your superannuation, we are there for you. We will help you get through the endless superannuation regulation to ensure you can meet your objectives.
Risk Management
Risk management is really just a fancy way of saying do you have adequate insurance. It is all about making sure you can sleep easy at night. We offer a full suite of insurance options including life, total and permanent disablement (TPD), trauma and income protection.
Estate Planning
There is more to estate planning than just writing a Will. Have you thought about who will make decisions for you if you are unable to make them for yourself? Or the tax or government pension implications for a beneficiary who receives a large lump sum?
Or even, who will pay for your funeral? We can assist you with the financial planning associated with your estate.
Aged Care
Whether we like it or not we are all growing older. As such the question of Aged Care is one you, a parent or a loved one is likely to face.
The decisions can seem overwhelming and are likely to be made at an extremely stressful and emotional time. For example, do you sell or keep the family home is just one question that needs to be addressed.
Weighing up all of your options to ensure you receive access to the required care when the rules and regulations are constantly changing may seem like an impossible task. As a Retirement Living and Aged Care Specialist® we are able to help you understand your options and provide advice to make the right decisions for you and your family.
Understanding the Tax Implications of our advice
None of us want to pay the “Tax Man” one more cent than we have to. You may receive a large bonus or redundancy and want advice on how to minimise the impact of tax. You may be considering salary sacrificing to superannuation. The strategies we recommend will be aimed at helping you achieve your future objectives. We will explain the tax implications. However, please note we are not a registered tax adviser*.
[*For specific tax advice, you should refer to your Accountant or Tax Adviser].
Our accountant referred us to Gavin when Keith was about to retire. We are very happy with the advice he provided and know we will be able to enjoy our retirement. We have already been on several overseas trips and are planning one for later this year
Being very impressed with Gavin and Garden Financial Services I recommended my son make an appointment with Gavin. It is comforting to know he is receiving sound financial advice from an early age.
Gavin always takes the time to explain our options to us and ensures we understand the strategies he recommends. Gavin encourages us to ask questions and answers them in language we understand.
Website General Advice Warning
Information published on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this document is General Advice and does not take into account any person’s particular investment objectives, financial situation and particular needs.
Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance.